Gartner Blog Network

Tag: 'lending' Blog Posts

from the Gartner Blog Network

P2P & Small Business Lending Platforms

by Rajesh Kandaswamy  |  July 24, 2014

  P2P lending is growing rapidly while companies that use big data in lending for small businesses have emerged.  Lending Club and Prosper are the largest P2P lenders in the...

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Euro Crisis:Get Ready for More Regulation and Protectionism.

by Kristin Moyer  |  January 10, 2012

Contributed by David Furlonger   [ Register Now For January 19th webinar: Euro Crisis Webinar ] An interesting article appeared on Reuters yesterday: Financial repression is here and may be helpful. It...

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Euro Crisis: What is the Connection between Hypothecation and the Future of Money?

by Kristin Moyer  |  December 20, 2011

Contributed by David Furlonger On the weekend, I read a rather alarming commentary by David Stockman European Banking System is on the Verge of Collapse. While this analysis clearly highlights...

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The Tragedy of the Euro Fiscal Commons

by Kristin Moyer  |  December 9, 2011

Contributed by David Furlonger As announced on the BBC (and other media outlets) today: Euro crisis: Eurozone deal reached without UK it appears on the surface as if consensus has...

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Mobile Alerts and Pre-Delinquency Management

by Kristin Moyer  |  November 10, 2009

I spoke with someone in the industry recently that said something like 20%-30% of borrowers who are current on their mortgage at the time of modification later end up defaulting. ...

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Four Lending Innovations in Action

by Kristin Moyer  |  September 18, 2009

Virgin Money has put four lending innovations into action with the Virgin Money Lender Blender for student lending: Product design - The borrower indicates who they are (parent, student, friend/family...

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"My Lender"

by Kristin Moyer  |  September 16, 2009

We've had some client interactions with C-level banking executives and others lately that have shown that many banks are so focused on operations and products that they do not understand...

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Get Ready for Customer-Negotiated Pricing in Lending

by Kristin Moyer  |  September 14, 2009

Alistair Netwon and Kristin Moyer here.  Customers have come to expect the ability to compare prices for goods and services that they utilize in their everyday lives.  As they book...

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Lending Product Gallery

by Kristin Moyer  |  September 8, 2009

One way to become more buyer-centric in lending (see here and here) is to create a lending product gallery that lets customers rate products. Letting customers rate products is not...

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Why Buyer-Centricity is Extra Important in Lending

by Kristin Moyer  |  September 4, 2009

Last week I wrote that lending needs to become more buyer-centric (see here).  This is really true across banking operations.  While many other industries have had to become more buyer-centric...

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