Gartner Blog Network

Rajesh Kandaswamy
Research Director
1 years at Gartner
20 years IT Industry

Rajesh Kandaswamy covers the banking industry for technology and service providers. His focus areas within banking include retail banking, credit cards, payments, mortgage, consumer and commercial lending, risk management, and technology finance. His primary technology areas are mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics, core banking, program governance, and outsourcing. Read Full Bio

Will Blockchain Help China Catch-up To India In The IT Market?

by Rajesh Kandaswamy  |  June 15, 2017

In enterprise technology outsourcing market, India has been the dominant story in the last two decades. This has led to a flourishing IT services industry and a much smaller one in software. China plays a much larger role in manufacturing and is not nearly as strong in IT services and software. But in blockchain technologies, […]

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Gartner’s Cool Vendors In Blockchain Platforms

by Rajesh Kandaswamy  |  June 7, 2017

Last month, I wrote a blog post about our research note, ‘Cool Vendors in Blockchain Applications’, where the focus was on business innovations being built on a blockchain foundation. This month, we wanted to share with you another recent note where the emphasis is on the technology innovations around blockchain. Ray Valdes, Fabio Chesini, Joerg […]

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Blockchain Projects – Just Because You Can Does Not Mean You Should

by Rajesh Kandaswamy  |  May 17, 2017

Pick up any news article on blockchain and there is a fair chance that it is about how blockchain will revolutionize one industry or the other. The narrative goes somewhat like this – 1. This industry is inefficient 2. We haven’t solved the issues with current technologies 3. Blockchain is new and different 4. Lo and […]

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Gartner’s Cool Vendors in Blockchain Applications

by Rajesh Kandaswamy  |  May 6, 2017

Blockchain can be more than a technology that solves specific problems. While it may appear to fit neatly to solve some problems (and prove totally unnecessary for many others), blockchain’ s promised capabilities can help it mature into a foundational technology that serves as the basis for many new products and services. This awareness appears […]

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Blockchain – Brought to you by your kids

by Rajesh Kandaswamy  |  April 29, 2017

When I hear the voices of the blockchain community, it strikes me that they are attempting to build a whole new computing model from first principles. You get the impression that while there is a strong scientific foundation to it, there is little that is borrowed from the vast swaths of technology of a prior […]

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Enterprise Vendors And Blockchain Communities

by Rajesh Kandaswamy  |  April 19, 2017

I have been in regular touch with enterprise vendors for a while and in the past year, I have engaged with blockchain technology companies and communities. They are 2 worlds – the differences are stark in how they approach the market, what they attempt to solve and how they go about it. While both may […]

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Getting Your Strategy Ready For Fintech

by Rajesh Kandaswamy  |  May 25, 2016

7 out of 10 CIOs in banking and securities tell us that digital entrants (Fintech) from outside their industry are a greater threat than their usual competition. Fintech threatens vendors who serve banking and securities also, not only their clients. Interest in Fintech is evident everywhere, but not in the strategy of the vendors who serve […]

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Myths About Fintech – Part 3

by Rajesh Kandaswamy  |  May 11, 2016

Lending Club has been in the news lately due to actions of some of the executives bringing more unwanted attention to the fledgling marketing lending industry. This episode does dispel another myth– Fintech companies are all good compared to the bad banks. The common narrative on Fintech portrays them as good nice guys working hard […]

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Upcoming Webinar – Financial Services IT Market, 2016: Are You Ready?

by Rajesh Kandaswamy  |  February 3, 2016

Financial services industry is in the midst of significant transformation due to digital technologies. Our recent surveys show startling expectations – participants want to increase share of revenue from digital to around half the total revenue in five years, more than double the levels today. At the same time, around half of them are more […]

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Are You Ready For 2016? A Few Questions For Providers

by Rajesh Kandaswamy  |  December 16, 2015

As you get ready to record your out-of-office messages and finish shopping before taking a break for the holidays, I would like to offer a few questions that you can ask yourself to get ready for 2016. I have published posts of a similar kind earlier that you find here and here; this adds to them […]

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