Gartner Blog Network

Rajesh Kandaswamy
Research Director
1 years at Gartner
20 years IT Industry

Rajesh Kandaswamy covers the banking industry for technology and service providers. His focus areas within banking include retail banking, credit cards, payments, mortgage, consumer and commercial lending, risk management, and technology finance. His primary technology areas are mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics, core banking, program governance, and outsourcing. Read Full Bio

Enterprise Vendors And Blockchain Communities

by Rajesh Kandaswamy  |  April 19, 2017

I have been in regular touch with enterprise vendors for a while and in the past year, I have engaged with blockchain technology companies and communities. They are 2 worlds – the differences are stark in how they approach the market, what they attempt to solve and how they go about it. While both may […]

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Getting Your Strategy Ready For Fintech

by Rajesh Kandaswamy  |  May 25, 2016

7 out of 10 CIOs in banking and securities tell us that digital entrants (Fintech) from outside their industry are a greater threat than their usual competition. Fintech threatens vendors who serve banking and securities also, not only their clients. Interest in Fintech is evident everywhere, but not in the strategy of the vendors who serve […]

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Myths About Fintech – Part 3

by Rajesh Kandaswamy  |  May 11, 2016

Lending Club has been in the news lately due to actions of some of the executives bringing more unwanted attention to the fledgling marketing lending industry. This episode does dispel another myth– Fintech companies are all good compared to the bad banks. The common narrative on Fintech portrays them as good nice guys working hard […]

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Upcoming Webinar – Financial Services IT Market, 2016: Are You Ready?

by Rajesh Kandaswamy  |  February 3, 2016

Financial services industry is in the midst of significant transformation due to digital technologies. Our recent surveys show startling expectations – participants want to increase share of revenue from digital to around half the total revenue in five years, more than double the levels today. At the same time, around half of them are more […]

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Are You Ready For 2016? A Few Questions For Providers

by Rajesh Kandaswamy  |  December 16, 2015

As you get ready to record your out-of-office messages and finish shopping before taking a break for the holidays, I would like to offer a few questions that you can ask yourself to get ready for 2016. I have published posts of a similar kind earlier that you find here and here; this adds to them […]

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Myths About Fintech – Part 2

by Rajesh Kandaswamy  |  December 7, 2015

In my previous post, Myths About Fintech – Part 1, I listed a couple of issues that can result from how one views Fintech. In this post and a later one, I will point to problems caused by how companies address Fintech. These do not imply that you need to throw away your approaches, just that you […]

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Myths About Fintech – Part 1

by Rajesh Kandaswamy  |  November 23, 2015

Fintech has grabbed the attention of the financial services industry, but many smart people differ on what it is and not. That in itself, is not a problem, but I see that many attempt to precisely define it and draw its boundaries. A crisper definition can help our mind deal with it better, but might […]

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Fintech – Are We There Yet? Few Observations On An Active Market

by Rajesh Kandaswamy  |  November 9, 2015

Fintech has captured everyone’s imagination and is in the news a lot more now. My conversations with fintech companies, banks, securities firms, vendors and investors has spiked in the last year on this topic. This interest was quite evident in the crowded Money20/20 conference in Las Vegas recently. Few of my observations on recent movement […]

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What Does A 30-Story High Crane Have To Do With Technology Providers? Power Of Thinking Big!

by Rajesh Kandaswamy  |  October 13, 2015

This crane is expected to play a large role in reducing the cost of a $4 Billion bridge, while making the construction faster and safer. It shows that while scaling incrementally is not a bad thing, it can blind you to alternate solutions that uncover significant benefits differently. A familiar sight for those crossing the […]

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Delivery Excellence Is Not A Strategy

by Rajesh Kandaswamy  |  September 28, 2015

I often ask providers how they plan to grow in the banking and securities market. Most respond by speaking about the strength of their solutions and the abilities of their people. They share that they have used these to deliver successfully at their clients and that they expect to do more of this to grow. […]

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