Entries Tagged as 'p2p lending'
by Kristin Moyer | December 20, 2011 | Comments Off
Contributed by David Furlonger On the weekend, I read a rather alarming commentary by David Stockman European Banking System is on the Verge of Collapse. While this analysis clearly highlights the fragility of bank balance sheets, it doesn’t dig deeply into the graver issue facing the Eurozone policy makers and indeed the world – that [...]
Category: banking CIO Customer euro Executive Decisions insurance operations payments securities social networking twitter Tags: banking and investment services, Basel II, BCM DR, cio, cost containment, credit card, customer communication, customer service, customer trust, financial crisis, financial services, financial services restructuring, innovation, IT vendors, lending, market crisis, Mint, mobile banking, mobile payments, p2p lending, payments, paypal, regulatory compliance, restructuring, risk management, scenario planning, social media, social networking, twitter
by Kristin Moyer | December 17, 2009 | 3 Comments
Despite predictions that loan origination volumes could drop 40%-60% in 2010 in segments like the US mortgage market (source: “Mortgage Workers: Keep, Cut, Transfer,” American Banker, 4 November 2009), Gartner client interactions reveal that banks are actively working to improve their loan origination processes, data and applications. For banks that seek to improve loan origination, [...]
Category: operations Tags: loan originatoin, p2p lending
by Kristin Moyer | January 13, 2009 | 2 Comments
Stessa Cohen and Kristin Moyer here. Financial social networks (FSNs) have been struggling of late, as evidenced by things like regulatory challenges, the exit of Zopa from the US market and others. At the same time, banks have been struggling to incorporate Web 2.0 and social computing strategies into the fabric of their business model. [...]
Category: Customer Uncategorized Tags: banking and investment services, fsns, lending club, Mint, p2p, p2p lending, prosper, smartypig, social computing vendors
by Kristin Moyer | December 9, 2008 | Comments Off
Alistair Newton here. We are watching governments across the world pouring ever growing amounts of their shrinking funds into their global and domestic banking groups, to support their very existence and keep the lifeblood of the freemarket economies flowing. However, many banks have simply taken this funding and regressed to short-term survival mode – little [...]
Category: Uncategorized Tags: banking and investment services, financial crisis, government funding, p2p lending
by Kristin Moyer | November 21, 2008 | 2 Comments
Kristin Moyer and Alistair Newton here. This is what one of the media guys at our Spring Symposium told a Gartner analyst recently: “You didn’t talk about Prosper in your presentation,” he said as he took of the analyst’s microphone. He had just taken in excess of $15,000 of his savings and put it into [...]
Category: Uncategorized Tags: banking and investment services, financial crisis, financial social network, fsn, p2p lending, peer-to-peer, prosper