Kristin Moyer

A member of the Gartner Blog Network

Entries Tagged as 'p2p lending'


Euro Crisis: What is the Connection between Hypothecation and the Future of Money?

by Kristin Moyer  |  December 20, 2011  |  Comments Off

Contributed by David Furlonger On the weekend, I read a rather alarming commentary by David Stockman European Banking System is on the Verge of Collapse. While this analysis clearly highlights the fragility of bank balance sheets, it doesn’t dig deeply into the graver issue facing the Eurozone policy makers and indeed the world –  that […]

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Outsourcing Loan Origination to P2P Lending Retailers

by Kristin Moyer  |  December 17, 2009  |  3 Comments

Despite predictions that loan origination volumes could drop 40%-60% in 2010 in segments like the US mortgage market (source:  “Mortgage Workers:  Keep, Cut, Transfer,” American Banker, 4 November 2009), Gartner client interactions reveal that banks are actively working to improve their loan origination processes, data and applications.  For banks that seek to improve loan origination, […]

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FSNs as Technology Vendors

by Kristin Moyer  |  January 13, 2009  |  2 Comments

Stessa Cohen and Kristin Moyer here.  Financial social networks (FSNs) have been struggling of late, as evidenced by things like regulatory challenges, the exit of Zopa from the US market and others.  At the same time, banks have been struggling to incorporate Web 2.0 and social computing strategies into the fabric of their business model.  […]

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If Banks Won’t Play Ball, Just Give the Ball to Someone Else…(Like P2P Networks)

by Kristin Moyer  |  December 9, 2008  |  Comments Off

Alistair Newton here. We are watching governments across the world pouring ever growing amounts of their shrinking funds into their global and domestic banking groups, to support their very existence and keep the lifeblood of the freemarket economies flowing. However, many banks have simply taken this funding and regressed to short-term survival mode – little […]

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“I Just Put All My Money into Prosper”

by Kristin Moyer  |  November 21, 2008  |  2 Comments

Kristin Moyer and Alistair Newton here.  This is what one of the media guys at our Spring Symposium told a Gartner analyst recently:  “You didn’t talk about Prosper in your presentation,” he said as he took of the analyst’s microphone. He had just taken in excess of $15,000 of his savings and put it into […]

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