Kristin Moyer

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Entries Tagged as 'debit card'


Fed Proposal on Debit Interchange Requires Radical Retail Banking Profitability Re-engineering

by Kristin Moyer  |  December 23, 2010  |  Comments Off

The banking industry is undergoing radical transformation, and banks must adapt.  Debit cards are the latest area of transformation needed for US issuers.  The Dodd-Frank Wall Street Reform and Consumer Protection Act included provisions regarding debit card interchange fee and routing.  In response to this, the Federal Reserve Board unveiled a proposed rule that would [...]

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Is Now the Right Time to Take On PayPal ?

by Kristin Moyer  |  February 25, 2009  |  Comments Off

Alistair Newton here. With numerous parts of the global financial services industry suffering at the hands of sub prime, credit crunch and general evaporation of customer confidence, for many their carefully laid strategies and plans are being replaced by short-term tactics focused on survival. So its refreshing to see that amongst this scramble, some financial [...]

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Cash is King – Recession Strikes a Blow to Payments Cards

by Kristin Moyer  |  November 25, 2008  |  Comments Off

Alistair Newton here. We’ve seen recent reports from retailers in the United States – Wal Mart and Target in particular – reporting significant reductions in the use of credit cards as a percentage of the overall payments made in their stores. Whilst the shift from credit card to debit card usage is not restricted to [...]

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