Kristin R. MoyerIn addition to dealing with delinquency and supporting other risk management capabilities, loan portfolio management can also be used to rebuild portfolio profitability and growth in the face of volatile conditions and regulatory change.
Regulatory change, falling balances, record delinquencies and general recessionary stress require a new approach to credit cards. Loan portfolio management can help issuers rebuild portfolio profitability by factoring risk and profitability analytics into credit line, authorizations and marketing decisions.
Credit card issuers are already moving this direction, and other lenders would benefit from following.
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Category: operations Tags: loan portfolio management
